Your path to your home
At Equidad Homes, we empower families to achieve the dream of homeownership through flexible financing solutions tailored to their unique needs. Our dedicated team guides renters every step of the way—from credit coaching to affordable loan options—making the transition to owning a home smooth, sustainable, and successful.
Your path to your home
At Equidad Homes, we empower families to achieve the dream of homeownership through flexible financing solutions tailored to their unique needs. Our dedicated team guides renters every step of the way—from credit coaching to affordable loan options—making the transition to owning a home smooth, sustainable, and successful.
Make The Path To Ownership Stress-Free
Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Maecenas porttitor congue massa. Fusce posuere, magna sed pulvinar ultricies, purus lectus. It is a long established fact that a reader will be distracted by the readable content of a page when looking at its versions have evolved over layout.
Homeownership should be accessible and straightforward. With our flexible financing solutions and no hidden fees, we're here to help you achieve the dream of owning your own home.
Make The Path To Ownership Stress-Free
Homeownership should be accessible and straightforward. With our flexible financing solutions and no hidden fees, we're here to help you achieve the dream of owning your own home.
How it Works
We’ve streamlined the buying process so you can move into your home with clarity and confidence. Whether you're self-employed, using an ITIN, or just need flexible options, here's what the journey looks like with Equidad Homes
Step 1: Apply for
Pre-Approval
Complete our quick application form to tell us about your income, goals, and down payment. No hard credit pull required to get started.
Step 2: Choose a Home
Once pre-qualified, you can shop for any home currently on the market or we can help source one through our network of realtors and service providers. Whether you already have a home in mind or need assistance finding one, we’ll work with you to secure the right fit.
Step 3. Review Custom Financing Terms
Based on your budget, down payment, and goals, we’ll present you with personalized loan terms—including monthly payment, interest rate, and total cost. You choose the terms that work best for you, and we lock them in before moving forward.
Step 4. Sign and Close with Confidence
Once your financing terms are set, We will handle the entire purchase of the home on your behalf. We’ll finalize all contracts, coordinate with the title company, and complete the closing process, ensuring your financing is in place and the home is ready for you to move in.
How It Works
We’ve streamlined the buying process so you can move into your home with clarity and confidence. Whether you're self-employed, using an ITIN, or just need flexible options, here's what the journey looks like with Equidad Homes
Step 1: Apply for
Pre-Approval
Complete our quick application form to tell us about your income, goals, and down payment. No hard credit pull required to get started.
Step 2: Choose a Home
Once pre-qualified, you can shop for any home currently on the market or we can help source one through our network of realtors and service providers. Whether you already have a home in mind or need assistance finding one, we’ll work with you to secure the right fit.
Step 3. Review Custom Financing Terms
Based on your budget, down payment, and goals, we’ll present you with personalized loan terms—including monthly payment, interest rate, and total cost. You choose the terms that work best for you, and we lock them in before moving forward.
Step 4. Sign and Close with Confidence
Once your financing terms are set, We will handle the entire purchase of the home on your behalf. We’ll finalize all contracts, coordinate with the title company, and complete the closing process, ensuring your financing is in place and the home is ready for you to move in.
Opening Doors to Homeownership for All
At Equidad Homes, we believe that everyone deserves the stability, pride, and opportunity that come with owning a home—no matter their financial starting point. Too many hardworking families are stuck renting because traditional lenders say "no." We say "yes."
Our mission is simple: transform renters into homeowners through flexible financing, financial education, and personalized support. Whether you're rebuilding credit, navigating down payment challenges, or seeking a mortgage that fits your unique situation, we’re here to help you succeed.
Because homeownership isn’t just a dream—it’s the foundation for stronger families, thriving communities, and generational wealth. Let’s build your future, one key at a time.
Opening Doors to Homeownership for All
At Equidad Homes, we believe that everyone deserves the stability, pride, and opportunity that come with owning a home—no matter their financial starting point. Too many hardworking families are stuck renting because traditional lenders say "no." We say "yes."
Our mission is simple: transform renters into homeowners through flexible financing, financial education, and personalized support. Whether you're rebuilding credit, navigating down payment challenges, or seeking a mortgage that fits your unique situation, we’re here to help you succeed.
Because homeownership isn’t just a dream—it’s the foundation for stronger families, thriving communities, and generational wealth. Let’s build your future, one key at a time.
Why Choose Equidad Homes?
Financing Solutions for Real Life
We understand that every family’s financial journey is unique. That’s why we offer non-traditional mortgage options, that are RMLO compliant, tailored for those with limited credit history or past challenges. Whether you’re rebuilding credit, need down payment assistance, or require a custom payment plan, we work with you—not against you—to make homeownership possible.
Guidance You Can Trust
Transitioning from renter to homeowner can feel overwhelming, but you don’t have to do it alone. Our bilingual team provides one-on-one coaching, from credit improvement to loan approval, ensuring you’re confident and prepared. We don’t just process applications—we build relationships and advocate for your success.
A Mission That Goes Beyond Mortgages
Equidad Homes isn’t just about loans—it’s about creating generational change. By breaking down barriers to homeownership, we help families build equity, stability, and pride in their communities. When you choose us, you’re choosing a partner invested in your long-term future.
Why Choose Equidad Homes?
Financing Solutions for Real Life
We understand that every family’s financial journey is unique. That’s why we offer non-traditional mortgage options, that are RMLO compliant, tailored for those with limited credit history or past challenges. Whether you’re rebuilding credit, need down payment assistance, or require a custom payment plan, we work with you—not against you—to make homeownership possible.
Guidance You Can Trust
Transitioning from renter to homeowner can feel overwhelming, but you don’t have to do it alone. Our bilingual team provides one-on-one coaching, from credit improvement to loan approval, ensuring you’re confident and prepared. We don’t just process applications—we build relationships and advocate for your success.
A Mission That Goes Beyond Mortgages
Equidad Homes isn’t just about loans—it’s about creating generational change. By breaking down barriers to homeownership, we help families build equity, stability, and pride in their communities. When you choose us, you’re choosing a partner invested in your long-term future.
Some of The Texas Markets We Serve
Some of The Texas Markets We Serve
What Clients Have Said About Us
Traditional lenders said we didn’t have the credit history, but Equidad looked at our real financial picture. Their team guided us every step—from pre-approval to move-in. Now we own a home in the same school district we dreamed of for our kids.
Maria G.
The process was smooth, and they were patient with all my questions. I appreciated that they offered terms I could actually afford—without needing perfect credit.
Cynthia D.
What Clients Have Said About Us
Traditional lenders said we didn’t have the credit history, but Equidad looked at our real financial picture. Their team guided us every step—from pre-approval to move-in. Now we own a home in the same school district we dreamed of for our kids.
Maria G.
Houston, TX
The process was smooth, and they were patient with all my questions. I appreciated that they offered terms I could actually afford—without needing perfect credit.
Cynthia D.
El Paso, TX
Frequently Asked Question
How does the financing process work?
After finding a home that meets your needs, we will work with you to ensure you are prequalified. Our team will then offer tailored financing options and budget based on your unique financial situation, providing you with a smooth path to homeownership.
Do I need perfect credit to qualify?
No, you do not need perfect credit. At Equidad Homes, we use our expertise and capital to offer flexible financing plans that cater to individuals with a variety of credit histories and financial circumstances.
How do I know if a property is available for purchase?
You can browse any available homes on the market directly or work with our team to find a property that suits your needs and budget. We offer move-in-ready homes in high-demand areas, making the process simple and convenient.
How do I make a down payment?
Down payment requirements are flexible and are based on your financial situation and the specific financing plan we set up. We work with you to determine a down payment amount that fits within your budget.
What is the typical timeline to purchase a home?
The timeline varies based on the specific property and your financing agreement, but we work to make the process as quick and seamless as possible. Once you’ve selected a home and completed the necessary steps, you can move in and begin building equity.
Can I refinance my home later?
Yes, refinancing may be an option down the line. Depending on your agreement and the seasoning of your loan, we will work with you to determine the best way forward when the time comes.
Can I buy a home with limited income or no credit history?
Yes! We specialize in helping individuals with limited income or no credit history. Thanks to our lending expertise and flexible financing options, we can help you purchase a home and begin building equity, even if traditional lenders have turned you away.
Any questions ? Contact Us
Want to learn more about our lending solutions or ways that we can partner? Contact us today to talk about your future with us!
Equidad Homes is your trusted partner in affordable, quality housing, helping you build a brighter future. With integrity and care, we pave your path to homeownership—one dream home at a time.
©2025 – JTMKJS Group, LLC | All Right Reserved
The information provided on the Equidad Homes website is for general informational purposes only and does not constitute a loan offer or financial advice. Loan approvals are subject to credit review, underwriting, and program guidelines. Rates, terms, and eligibility requirements may change without notice.
Equidad Homes is not responsible for errors, omissions, or actions taken based on the content of this website.
Any questions ? Contact Us
Want to learn more about our lending solutions or ways that we can partner? Contact us today to talk about your future with us!
