Get Started
Choose Your Path to Homeownership
We have two programs depending on what you're looking for. Pick the one that fits and we'll walk you through the next steps.
Flex Start
Lock in your price today, buy when ready
Pick any home up to $300,000. We set you up on a 36-month lease with a purchase option — your price is locked from day one, and you can refinance into owner financing at any time.
- ✓$15,000–$30,000 in available funds
- ✓Any home up to $300,000
- ✓36-month lease with purchase option
- ✓Refinance into owner financing at any time
Open Market
Buy any home listed for sale in Texas
Find any home on the MLS and we'll finance it for you. You pick the neighborhood, the schools, the house — we handle the purchase and set up your owner-financing contract.
- ✓Any qualifying home on the market
- ✓10% down, fixed rate
- ✓30–45 day close
- ✓Bad credit, ITIN, self-employed — all welcome
Not sure which fits you?
Call our bilingual team and we'll help you figure out the right program in under 10 minutes — no pressure.
Call 1-866-311-8120No credit check to get started|ITIN & self-employed welcome|Bilingual team · Mon–Sat|Serving all of Texas