Get Started With Equidad Homes

Help us understand your financial situation so we can determine whether the Equidad Homes program may be a good fit for you.

The application typically takes about 3 to 5 minutes to complete.

This short application allows our team to review your income, monthly debt obligations, and available down payment.

As part of the process, we will also request:

• A valid government issued ID
• Proof of funds showing your available down payment

These items help us verify the information submitted and determine whether we can move forward with underwriting.

Submitting this application does not guarantee approval, but it allows our team to review your situation and discuss potential next steps with you. Your information is kept confidential and used solely for the purpose of evaluating potential eligibility for the Equidad Homes program.

Contact Information

First Name *

Last Name *

Email *

Phone *

Date of Birth *

Address

Street Address *

City *

State

Postal Code *

SSN/ITIN Number *

Preferred Language *

English

Spanish

Other

Co-Applicant & Relationship Information

If you have a co-applicant, please fill out all the information below.

Are you applying with a Co-Applicant ? *

Marital Status *

This is the Marital Status of the Applicant, not the co-applicant

Employment & Income Information

Current Employer Name *

Current Employer Phone Number *

Length of Employment: *

Please State in Years

Employment Type *

W2

1099 (Contractor / Business Owner)

Current Rent Payments: *

Payment Information

IMPORTANT: To help us process your file quickly and accurately, please double-check that all income information for you and any co-applicants is filled out correctly

TOTAL Monthly Household Income *

IMPORTANT: This is the TOTAL Monthly Income for both the applicant & any co-applicant

Total Monthly Auto Loan Payments *

$

Enter the total required monthly payments for all car, truck, or vehicle loans combined. (Do not include insurance or gas.)

Total Minimum Monthly Credit Card Payments *

$

Enter the total of your minimum required monthly payments across all credit cards. (Use the minimum payment amount, not the full balance.)

Total Monthly Student Loan Payment *

$

Enter your required monthly student loan payment. If currently deferred, enter the estimated required payment.

Other Monthly Loan Payments *

$

Enter any other required monthly loan payments (personal loans, medical loans, IRS payment plans, etc.).

Do you currently have at least 15% of your target home price available? *

(Approximately 10% for down payment + 5% for estimated closing costs) For example, a $200,000 home requires $30,000 in available funds.

Have you been Evicted, filed for Bankruptcy, or been Foreclosed on in the last 2 years? *

Yes

No

Additional Information

What's your Current Living Situation? *

Are you active military or a veteran? *

Have you filed taxes in the last 2 years? *

Do you have a bank account? *

Do you current have any existing mortgages? *

Location Information

When are you planning to move? *

Where are you looking to live? *

What neighborhood are you looking to buy in? *

Have you located a property that you are interested in buying? *

Are you working with a Realtor? *

Government-Issued Photo ID *

Please upload photo of ID

Upload a clear photo of your valid Driver’s License, Passport, or ITIN card. This is required to verify identity before we can issue a pre-approval letter.

Proof of Available Funds for Down Payment & Closing Costs *

Please upload screenshot of Proof of Funds

Upload a recent bank statement or screenshot showing available funds for: Down payment & Estimated closing costs. Personal transactions may be redacted. Account holder name must be visible.

Preferred Contact Method:

Any Additional Comments, Questions Or Special Requests?

By submitting this application, I acknowledge and agree that:

I authorize JTMKJS Group, LLC, doing business as Equidad Homes, and its affiliates, subsidiaries, and approved third-party service providers to collect, access, and review information I provide for purposes of evaluating my inquiry and explaining potential home purchase options. This may include obtaining consumer credit reports and other information as permitted by law.
I understand that my information may be shared with a licensed Residential Mortgage Loan Originator (RMLO) for review, underwriting, and compliance purposes, including Ability to Repay requirements, as part of the home financing process.
I acknowledge that any estimated ranges, reviews, or preliminary assessments provided by Equidad Homes are not a loan approval or commitment, and that all programs are subject to verification, underwriting, and property approval by the RMLO and applicable parties.
I authorize Equidad Homes and its approved service providers to verify employment, income, assets, and related information through secure and verified third-party data sources as needed to support the application process.
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Applicant Signature *

Clear

Co-Applicant Signature

Clear

Equidad Homes provides alternative home purchase solutions designed to help individuals explore paths to homeownership. Our team focuses on transparency, education, and guiding clients through available options, one step at a time.

Copyrights @2026 | JTMKJS Group, LLC | Terms & Conditions

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Equidad Homes is not a bank or traditional mortgage lender. Programs may include owner financing or alternative real estate purchase structures. Any residential mortgage loan origination is conducted by a licensed Residential Mortgage Loan Originator and is subject to Ability to Repay requirements. All programs are subject to eligibility, underwriting, property approval, and applicable laws. Terms, timelines, and availability are not guaranteed and may change without notice. Information provided on this website is for general informational purposes only and does not constitute a loan offer or financial advice.