Homeownership should be accessible and straightforward. With our flexible financing solutions and no hidden fees, we're here to help you achieve the dream of owning your own home.
Take the first step by getting pre-qualified with Equidad Homes. Our quick and easy process assesses your unique financial situation, so you can take control of your journey toward owning a home.
Whether you have a home in mind or need help finding one, our team will guide you to a property that fits your needs and budget. Once selected, we’ll finalize your qualification and arrange flexible financing options.
Complete the qualification process, move into your new home, and start building equity from day one. Each payment strengthens your investment and brings you closer to achieving full ownership, ensuring long-term stability for you and your family.
We specialize in providing flexible financing solutions designed to help individuals achieve their homeownership goals. Whether you're navigating credit challenges, exploring affordable options, or seeking tailored payment plans, our process is built to make your journey smooth and stress-free.
Strict Credit Score Barriers
Lack of Flexibility
Attached Below is our Proof of Income Checklist to help us better understand your situation. (Not necessary for pre-qualification)
2023/2024 TAX RETURNS (all pages)
2023/2024 TAX RETURNS (all pages)
DRIVER'S LICENSE or PASSPORT
SOCIAL SECURITY CARD or ITIN #
Our Qualifications For Buyers
Minimum Home Price = $200,000
Down Payment = 5% - 20%
Cash Needed to Close = $15,000 - $50,000+
Minimum Household Income = $8,000/Month
No Minimum Credit Score
No Banks
After finding a home that meets your needs, we will work with you to ensure you are prequalified. Our team will then offer tailored financing options and budget based on your unique financial situation, providing you with a smooth path to homeownership.
No, you do not need perfect credit. At Equidad Homes, we use our expertise and capital to offer flexible financing plans that cater to individuals with a variety of credit histories and financial circumstances.
You can browse our available homes directly or work with our team to find a property that suits your needs and budget. We offer move-in-ready homes in high-demand areas, making the process simple and convenient.
Down payment requirements are flexible and are based on your financial situation and the specific financing plan we set up. We work with you to determine a down payment amount that fits within your budget.
The timeline varies based on the specific property and your financing agreement, but we work to make the process as quick and seamless as possible. Once you’ve selected a home and completed the necessary steps, you can move in and begin building equity.
If you miss a payment, please reach out to us right away. We understand that circumstances change, and we are committed to working with you to find a solution and keep you on track toward homeownership.
Yes, refinancing may be an option down the line. Depending on your agreement and the seasoning of your loan, we will work with you to determine the best way forward when the time comes.
No. Our homes are move-in ready after minor updates or renovations to ensure they meet safety and quality standards. You can start enjoying your new home without worrying about additional repairs.
Yes! We specialize in helping individuals with limited income or no credit history. Thanks to our lending expertise and flexible financing options, we can help you purchase a home and begin building equity, even if traditional lenders have turned you away.