Your Path to Homeownership Starts Here
Helping families transition from renters to owners with flexible financing solutions.
Your Path to Homeownership Starts Here
Helping families transition from renters to owners with flexible financing solutions.
Our Residential Focus makes transitioning from renting to owning simple and stress-free.
Homeownership should be accessible and straightforward. With our flexible financing solutions and no hidden fees, we're here to help you achieve the dream of owning your own home.
Get Pre-Qualified
Take the first step by getting pre-qualified with Equidad Homes. Our quick and easy process assesses your unique financial situation, so you can take control of your journey toward owning a home.
Find Your Home & Set Up Flexible Financing Options
Whether you have a home in mind or need help finding one, our team will guide you to a property that fits your needs and budget. Once selected, we’ll finalize your qualification and arrange flexible financing options.
Move In and Build Equity
Complete the qualification process, move into your new home, and start building equity from day one. Each payment strengthens your investment and brings you closer to achieving full ownership, ensuring long-term stability for you and your family.
Simple transition from renting to owning.
At Equidad Homes, We believe homeownership should be accessible and
straightforward. With our flexible financing solutions and no hidden fees, we're here to help you achieve the dream of owning your own home.
Get Pre-Qualified
Take the first step by getting pre-qualified with Equidad Homes. Our quick and easy process assesses your unique financial situation, so you can take control of your journey toward owning a home.
Find Your Home & Set Up Flexible Financing Options
Whether you have a home in mind or need help finding one, our team will guide you to a property that fits your needs and budget. Once selected, we’ll finalize your qualification and arrange flexible financing options.
Move In and Build Equity
Complete the qualification process, move into your new home, and start building equity from day one. Each payment strengthens your investment and brings you closer to achieving full ownership, ensuring long-term stability for you and your family.
Why Choose Our Residential Solutions?
We specialize in providing flexible financing solutions designed to help individuals achieve their homeownership goals. Whether you're navigating credit challenges, exploring affordable options, or seeking tailored payment plans, our process is built to make your journey smooth and stress-free.
Our Approach
Competitive offers designed around your circumstances.
No showings or disruptions to your daily life.
Transparent costs with no hidden fees or commissions.
You choose your move-in date and financing option.
Homes are prepared and ready for you and your family to move in.
The Traditional Way
Uncertain timelines with lengthy approvals.
Multiple showings and significant disruptions.
Strict Credit Score Barriers
Large Down Payments
Lack of Flexibility
Why Choose Our Residential Solutions?
We specialize in providing flexible financing solutions designed to help individuals achieve their homeownership goals. Whether you're navigating credit challenges, exploring affordable options, or seeking tailored payment plans, our process is built to make your journey smooth and stress-free.
Our Approach
Competitive offers designed around your circumstances.
No showings or disruptions to your daily life.
Transparent costs with no hidden fees or commissions.
You choose your move-in date and financing option.
Homes are prepared and ready for you and your family to move in.
The Traditional Way
Uncertain timelines with lengthy approvals.
Multiple showings and significant disruptions.
Strict Credit Score Barriers
Large Down Payments
Lack of Flexibility
Making The Real Estate Process Easier
Get Prequalified today
Making The Real Estate Process Easier
Tell us about Housing Situation and Goals.
Tell us about your current living situation and what you're looking for in a home. We’ll analyze your needs and determine the best options for moving forward.
Get Tailored Financing and Property Options.
We’ll work with you to identify available homes that match your needs and budget, then tailor a financing solution that fits your situation. Whether it's a Rent-to-Own or Our Financing Program.
Choose Your Path to Homeownership.
You get to decide the best financing option that suits you. Whether it's a flexible payment plan or an eventual path to ownership, we’ll ensure you have the right fit to transition from renting to owning.
Tell us about Housing Situation and Goals.
Tell us about your current living situation and what you're looking for in a home. We’ll analyze your needs and determine the best options for moving forward.
Get Tailored Financing and Property Options.
We’ll work with you to identify available homes that match your needs and budget, then tailor a financing solution that fits your situation. Whether it's a Rent-to-Own or Our Financing Program
Choose Your Path to Homeownership.
You get to decide the best financing option that suits you. Whether it's a flexible payment plan or an eventual path to ownership, we’ll ensure you have the right fit to transition from renting to owning.
What do I need to in order to Formally Qualify?
Attached Below is our Proof of Income Checklist to help us better understand your situation. (Not necessary for pre-qualification)
Items Needed (with paystubs)
2 Most Current PAYSTUBS
2 MO. BANK STATEMENTS
2023/2024 TAX RETURNS (all pages)
2023/2024 W2's (or) 1099's
DRIVER'S LICENSE or PASSPORT
SOCIAL SECURITY CARD or ITIN #
APPLICATION FEE
Items Needed If Self-Employed (Without Paystubs)
6 MONTH - BUSINESS ACCOUNT
6 MONTH - PERSONAL ACCOUNT
2023/2024 TAX RETURNS (all pages)
2023/2024 W2's (or) 1099's
DRIVER'S LICENSE or PASSPORT
SOCIAL SECURITY CARD or ITIN #
APPLICATION FEE
Our Qualifications For Buyers
Minimum Home Price = $200,000
Down Payment = 5% - 20%
Cash Needed to Close = $15,000 - $50,000+
Minimum Household Income = $8,000/Month
No Minimum Credit Score
No Banks
Frequently Asked Question
How does the financing process work?
After finding a home that meets your needs, we will work with you to ensure you are prequalified. Our team will then offer tailored financing options and budget based on your unique financial situation, providing you with a smooth path to homeownership.
Do I need perfect credit to qualify?
No, you do not need perfect credit. At Equidad Homes, we use our expertise and capital to offer flexible financing plans that cater to individuals with a variety of credit histories and financial circumstances.
How do I know if a property is available for purchase?
You can browse our available homes directly or work with our team to find a property that suits your needs and budget. We offer move-in-ready homes in high-demand areas, making the process simple and convenient.
How do I make a down payment?
Down payment requirements are flexible and are based on your financial situation and the specific financing plan we set up. We work with you to determine a down payment amount that fits within your budget.
What is the typical timeline to purchase a home?
The timeline varies based on the specific property and your financing agreement, but we work to make the process as quick and seamless as possible. Once you’ve selected a home and completed the necessary steps, you can move in and begin building equity.
What happens if I miss a payment?
If you miss a payment, please reach out to us right away. We understand that circumstances change, and we are committed to working with you to find a solution and keep you on track toward homeownership.
Can I refinance my home later?
Yes, refinancing may be an option down the line. Depending on your agreement and the seasoning of your loan, we will work with you to determine the best way forward when the time comes.
Do I need to make repairs before moving in?
No. Our homes are move-in ready after minor updates or renovations to ensure they meet safety and quality standards. You can start enjoying your new home without worrying about additional repairs.
Can I buy a home with limited income or no credit history?
Yes! We specialize in helping individuals with limited income or no credit history. Thanks to our lending expertise and flexible financing options, we can help you purchase a home and begin building equity, even if traditional lenders have turned you away.
Equidad Homes is a platform focused on making homeownership accessible through innovative financing solutions.
©2025 – JTM3 Properties, LLC | All Right Reserved
Equidad Homes is a platform focused on making homeownership accessible through innovative financing solutions.
