FOR SALE

$175,000

~$1,278/mo est.

5% Down - 8.5% Rate - No Banks

621 W 9th St

Kemp, TX 75143

Beds

Baths

Sqft

912

Year Built

1952

About This Home

Owner Finance Available — No Bank Qualifying Required. Welcome to this fully remodeled 2-bedroom, 1-bathroom home nestled in the heart of Kemp, TX — a rare find that delivers turnkey living and serious long-term upside on an oversized lot with room to build additional structures. From the freshly painted exterior and inviting curb appeal to the completely updated interior, every detail of this home has been touched. The show-stopping kitchen anchors the home with granite countertops, brand-new appliances, and modern finishes that most buyers at this price point only dream about. A brand-new HVAC system ensures year-round comfort and energy efficiency, and fresh interior paint throughout ties it all together. Steps from local schools and minutes from Hwy 175, this home offers the quiet calm of small-town Kemp with a direct, convenient drive straight into Dallas. Move-in ready, priced right, and built for the buyer who wants more than just a house — this is a home and an opportunity.

Features & Amenities

Granite chef’s kitchen with brand-new appliances

New HVAC, fresh paint inside and out

Steps from schools, minutes from Hwy 175

More Photos (16)

Owner Financing Terms

No bank qualifying required. Terms set by seller — customize below to see your options.

Base Terms at List Price

Down Payment

$8,750

Interest Rate

8.5%

30-yr fixed

Loan Amount

$166,250

after down payment

Est. P&I / mo

$1,278.32

principal & interest

Customize Your Numbers

Purchase Price$175,000

List: $175,000Max: $192,500

Down Payment5% ($8,750)

Min: 5%Max: 50%

Your Rate

adjusts with down payment & price

8.50%

Payment Breakdown

Purchase Price

$175,000

Down Payment (5%)

$8,750

Loan Amount

$166,250

Rate · 30-yr Fixed

8.50%

Principal & Interest (P&I)

$1,278.32

Est. Property Taxes / mo

Est. Homeowner's Insurance / mo

Est. HOA Dues / mo

Est. Total Monthly Payment (PITIA)

Principal · Interest · Taxes · Insurance · Association (HOA)

$1,895.32/mo

Estimated Cash to Close

Down Payment (5%)

$8,750

Estimated Closing Costs

RMLO Fee

$1,100

Processing Fee

$1,995

Origination Fee (1% of loan)

$1,663

Est. Title & Closing Costs (1%)

$1,750

Total Est. Closing Costs

$6,508

Est. Cash to Close

Down payment + estimated closing costs

$15,258

Estimated closing costs, monthly payment (PITIA), and cash to close are for illustration only and are not a Loan Estimate, a Closing Disclosure, or a commitment to lend. Figures include estimated lender fees (a $1,100 RMLO fee, a $1,995 processing fee, and a 1% origination fee) plus an estimated 1% of the purchase price for third-party costs such as title, escrow, recording, and prepaid taxes and insurance, which vary by property and settlement provider and may differ from this estimate. Property taxes, insurance, and HOA dues are estimates and may change. All loans are originated by EQH Financial Limited Liability Company (NMLS #2832795), a licensed Texas residential mortgage company and a separate company related to, but not the same as, Equidad Homes, and are subject to credit approval. Your actual payment, closing costs, and cash to close will be itemized and disclosed in writing before closing.

* Estimates only. Rate shown is for owner-financing illustration purposes. Contact us for your personalized quote.

Financing arranged through EQH Financial Limited Liability Company, NMLS #2832795, licensed by the Texas Department of Savings and Mortgage Lending. Licensing.