$180,000
~$1,499/mo est.
Owner Financing - Large Lot - Only $10k Down
651 County Road 2906
Bonham, TX 75418
2
1
1219
2015
About This Home
Welcome home to 651 County Road 2906, Bonham, TX—a beautifully updated 2-bedroom, 1-bath home situated on 1 peaceful acre, offering the perfect blend of privacy, comfort, and modern convenience. Originally completed and first occupied in 2021, this home features an open-concept living area, luxury vinyl plank flooring, granite countertops, a spacious kitchen island, and energy-efficient mini-split HVAC systems. The durable metal roof and metal siding provide low-maintenance living, while the covered porches create the perfect space to relax and enjoy the surrounding countryside.
Features & Amenities
More Photos (10)
Owner Financing Terms
No bank qualifying required. Terms set by seller — customize below to see your options.
Base Terms at List Price
Down Payment
5%
$9,000
Interest Rate
9.99%
30-yr fixed
Loan Amount
$171,000
after down payment
Est. P&I / mo
$1,499.38
principal & interest
Customize Your Numbers
Your Rate
adjusts with down payment & price
Payment Breakdown
Purchase Price
$180,000
Down Payment (5%)
$9,000
Loan Amount
$171,000
Rate · 30-yr Fixed
9.99%
Principal & Interest (P&I)
$1,499.38
Est. Property Taxes / mo
Est. Homeowner's Insurance / mo
Est. HOA Dues / mo
Est. Total Monthly Payment (PITIA)
Principal · Interest · Taxes · Insurance · Association (HOA)
$1,972.38/mo
Estimated Cash to Close
Down Payment (5%)
$9,000
Estimated Closing Costs
RMLO Fee
$1,100
Processing Fee
$1,995
Origination Fee (1% of loan)
$1,710
Est. Title & Closing Costs (1%)
$1,800
Total Est. Closing Costs
$6,605
Est. Cash to Close
Down payment + estimated closing costs
$15,605
Estimated closing costs, monthly payment (PITIA), and cash to close are for illustration only and are not a Loan Estimate, a Closing Disclosure, or a commitment to lend. Figures include estimated lender fees (a $1,100 RMLO fee, a $1,995 processing fee, and a 1% origination fee) plus an estimated 1% of the purchase price for third-party costs such as title, escrow, recording, and prepaid taxes and insurance, which vary by property and settlement provider and may differ from this estimate. Property taxes, insurance, and HOA dues are estimates and may change. All loans are originated by EQH Financial Limited Liability Company (NMLS #2832795), a licensed Texas residential mortgage company and a separate company related to, but not the same as, Equidad Homes, and are subject to credit approval. Your actual payment, closing costs, and cash to close will be itemized and disclosed in writing before closing.
* Estimates only. Rate shown is for owner-financing illustration purposes. Contact us for your personalized quote.
Financing arranged through EQH Financial Limited Liability Company, NMLS #2832795, licensed by the Texas Department of Savings and Mortgage Lending. Licensing.
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